Uber's services have revolutionized modern travel. By simply using the Uber app, a ride is available at your fingertips, making it incredibly convenient. Despite its convenience, risks still exist. Accidents can happen, and when they do, passengers may suffer injuries.
We will cover typical Uber accident injuries, the process of determining fault, along with legal options for pursuing a claim.
Common Uber Injuries
Passengers in an Uber may suffer a variety of injuries, particularly when the vehicle is in an accident. Some of the most common injuries that occur include:
Cervical Strain: Neck strain, also known as whiplash, is common in rear collisions, causing pain and limited mobility. It can take time uber driver class action lawsuit to develop symptoms, making it hard to immediately detect.
Broken Bones: Accidents can easily cause fractures, especially in limbs. They may need surgery or prolonged recovery time.
Head and Brain Injuries: From mild concussions to severe TBIs, head injuries can vary in severity. Head injuries can affect cognition and health for a long time.
Spine Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. They often result in long-term pain and expensive treatments.
Strains and Sprains: Soft tissue injuries like sprains and strains are common in car accidents. Though less visible, they can cause significant discomfort.
Severe Scratches and Lacerations: Broken glass and debris often cause lacerations. Some of these wounds may require stitches or surgical repair.
Determining Liability in Uber Injury Cases
Liability in Uber-related accidents can be complicated. Multiple parties might share the blame for an accident. The responsible party could be the Uber driver, another vehicle, or someone else.
Driver Liability: Uber drivers can be held liable if they were negligent or reckless. Common causes include distracted driving or breaking traffic laws.
Another Motorist: If another vehicle was at fault, their driver could be liable for the accident.
The Role of Uber: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber’s insurance includes a $1 million policy for accidents during trips.
Other Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. In such cases, lawsuits may involve multiple parties to determine responsibility.
Uber’s Insurance Policy for Riders
Uber’s insurance coverage varies depending on the stage of the ride. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
Driver Offline: If the driver is not using the Uber app, their personal insurance applies.
Driver Awaiting Ride Requests: While waiting for a ride request, Uber’s insurance offers minimal coverage. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Active Uber Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.
How to File a Legal Action for Uber Injuries
If an Uber accident causes significant injury, legal action may be required to get fair compensation. The legal process can help victims recover lost wages, medical expenses, and damages.